Top 5 mistakes to avoid when you are taking a jewelry loan Posted On : Dec-11-2017 | seen (304) times | Article Word Count : 383 |
Most people visit pawn shops in Kansas City to obtain emergency loans. This is because the processing time is very quick as there is no credit score checks or documentation involved. Most people visit pawn shops in Kansas City to obtain emergency loans. This is because the processing time is very quick as there is no credit score checks or documentation involved. You can just bring in your precious jewelry to any pawn shop in Kansas City Jabari Parker Authentic Jersey , where an offer is made depending on the value of your item and after agreeing upon certain terms, you are provided with cash instantly. However, there are some common mistakes people make when they visit pawn shops at Kansas City. They are given here,
- Jumbling the appraisal amount with the offered loan
It is a good practice to have your jewelry appraised before taking it to a pawn shop. This will help you have a clear idea about the actual value of the piece. But sometimes Michael Jordan Authentic Jersey , people expect to be given the same appraisal value as loan. But Pawn shops cannot make money by offering the appraisal value of the item. Keep in mind, that the loan offered would be slightly lower than the worth of the jewelry.
- Underestimating the value of broken jewelry
Some people believe that if a jewel piece is broken or have a cosmetic defect, it becomes cheap. But in truth, prize offered by the pawnbrokers is based on how much value your jewelry holds as a metal rather than its physical beauty.
- Not shopping around
Do not just go to the nearest pawn shop. It is very important to choose your pawnbroker carefully. Look for online reviews and ask suggestions from your friend or family members who took jewelry loans before. Weigh the pros and cons of different pawnbrokers and select the right person with whom you are most comfortable with.
- Do not trust anyone blindly
Do not let anyone take advantage of your crisis. Read the terms carefully and do not place your signature if you do not understand any part of the agreement.
- There is a difference between solid gold and gold-plated jewelry
Know whether your jewelry is purely made of gold or simply layered with it. There is a considerable price difference between them both.
Avoid these mistakes and you will not be disappointed in the future.
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